{"id":25533,"date":"2021-02-02T14:23:51","date_gmt":"2021-02-02T14:23:51","guid":{"rendered":"http:\/\/scandinavia.life\/banku-darbiba-zviedrija\/"},"modified":"2024-03-10T18:52:14","modified_gmt":"2024-03-10T18:52:14","slug":"banku-darbiba-zviedrija","status":"publish","type":"post","link":"https:\/\/scandinavia.life\/lv\/banku-darbiba-zviedrija\/","title":{"rendered":"Banku darb\u012bba Zviedrij\u0101"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Zviedrija, t\u0101pat k\u0101 citas Skandin\u0101vijas valstis, ir progres\u012bva banku darb\u012bbas efektivit\u0101tes jom\u0101. Banku nozarei ir \u013coti liela noz\u012bme valsts finan\u0161u tirgus uzraudz\u012bb\u0101. T\u0101p\u0113c visas re\u0123istr\u0113t\u0101s bankas vienm\u0113r str\u0101d\u0101 visu diennakti, lai nodro\u0161in\u0101tu, ka t\u0101s sniedz lab\u0101kos pakalpojumus klientu \u0113rt\u012bb\u0101m.<\/p>\n\n<p class=\"wp-block-paragraph\">Viesojoties Zviedrij\u0101, j\u016bs p\u0101rsteigs fakts, ka bezskaidras naudas dar\u012bjumi ir ikdieni\u0161\u0137a par\u0101d\u012bba. Reti atrad\u012bsiet vietas, kur var sa\u0146emt skaidru naudu. Lai bezskaidras naudas dar\u012bjumi darbotos j\u016bsu lab\u0101, jums, protams, ir j\u0101b\u016bt bankas kontam, kas darbojas k\u0101 rezerve, no kuras nauda tiek atskait\u012bta jebkur\u0101 br\u012bd\u012b, kad jums ir nepiecie\u0161ams t\u0113r\u0113t.  <\/p>\n\n<p class=\"wp-block-paragraph\">Neviens darba dev\u0113js Zviedrij\u0101 nepiekrit\u012bs izmaks\u0101t algu skaidr\u0101 naud\u0101. Bankas konti pal\u012bdz nodok\u013cu iest\u0101dei sekot l\u012bdzi t\u0101diem gad\u012bjumiem k\u0101 kr\u0101p\u0161an\u0101s ar nodok\u013ciem, kr\u0101pnieciski dar\u012bjumi vai jebk\u0101di ar naudu saist\u012bti str\u012bdi.  <\/p>\n\n<h2 class=\"wp-block-heading\">Bankas Zviedrij\u0101<\/h2>\n\n<p class=\"wp-block-paragraph\">Zviedrij\u0101, kur\u0101 dz\u012bvo 10,23 miljoni iedz\u012bvot\u0101ju (saska\u0146\u0101 ar 2019. gada tautas skait\u012b\u0161anas datiem), ir vair\u0101k nek\u0101 120 banku, kas izkais\u012btas pa pils\u0113t\u0101m. Bankas ir izvietotas \u0113rt\u0101s viet\u0101s, lai klientiem jebkur\u0101 laik\u0101 b\u016btu pieejami visi nepiecie\u0161amie pakalpojumi. Da\u017eas no Zviedrij\u0101 popul\u0101r\u0101kaj\u0101m bank\u0101m ir:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.nordea.se\/\">Nordea Bank AB.<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/seb.se\/privat\/bli-kund\/new-in-sweden\">SEB banka<\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.handelsbanken.se\/en\/\">Svenska Handelsbanken AB<\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.swedbank.se\/en\/\">Swedbank AB.<\/a> <\/li>\n\n\n\n<li><a href=\"https:\/\/www.forex.se\/en\">Forex banka<\/a>.<\/li>\n\n\n\n<li>Nordnet Bank.<\/li>\n\n\n\n<li>Ikano banka.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Skatiet \u0161o rakstu par <a href=\"https:\/\/scandinavia.life\/lv\/privatie-aizdevumi-zviedrija\/\">priv\u0101tajiem aizdevumiem Zviedrij\u0101<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\">Bankas darba laiks Zviedrij\u0101<\/h2>\n\n<p class=\"wp-block-paragraph\">Zviedrijas banku nozare ir sp\u0113rusi lielus so\u013cus, lai l\u012bdz minimumam samazin\u0101tu nepiecie\u0161am\u012bbu p\u0113c tie\u0161as individu\u0101las mijiedarb\u012bbas starp pakalpojumu sniedz\u0113jiem un klientiem. Katrai bankai ir sava internetbanka, kur\u0101 klienti var veikt jebk\u0101dus dar\u012bjumus, kad vien nepiecie\u0161ams, neapmekl\u0113jot bankas z\u0101li. Ar\u012b \u0161aj\u0101 gad\u012bjum\u0101 bankas autom\u0101ti, kas izvietoti strat\u0113\u0123iski svar\u012bg\u0101s viet\u0101s pils\u0113t\u0101s, \u013cauj veikt iemaksas un izmaksas jebkur\u0101 diennakts laik\u0101.  <\/p>\n\n<p class=\"wp-block-paragraph\">Gad\u012bjum\u0101, ja jums ir nepiecie\u0161ams individu\u0101ls pakalpojums no bank\u0101m Zviedrij\u0101, laikam j\u0101b\u016bt \u013coti ierobe\u017eotam. Zviedrij\u0101 bankas atveras v\u0113lu un aizveras agri. Parasts banku darba laiks Zviedrij\u0101 ir no pirmdienas l\u012bdz piektdienai no plkst. 10:00 l\u012bdz 15:00.<\/p>\n\n<h2 class=\"wp-block-heading\">Bankas konta atv\u0113r\u0161ana Zviedrij\u0101<\/h2>\n\n<p class=\"wp-block-paragraph\">Zviedrij\u0101 ir gandr\u012bz skaidrs, ka bankas konts ir dr\u012bz\u0101k nepiecie\u0161am\u012bba nek\u0101 grezn\u012bba. Tikai re\u0123istr\u0113joties un izveidojot bankas kontu, b\u016bs iesp\u0113jams izmantot pla\u0161u klientiem pieejamo pakalpojumu kl\u0101stu.<\/p>\n\n<p class=\"wp-block-paragraph\">Lai atv\u0113rtu bankas kontu Zviedrij\u0101, nepiecie\u0161ami \u0161\u0101di dokumenti: zviedru personas kods un Zviedrijas personas apliec\u012bba. Izmantojot \u0161os dokumentus, jums b\u016bs iesp\u0113jams re\u0123istr\u0113t kontu Zviedrij\u0101. Vienk\u0101r\u0161i aizpildiet personisko inform\u0101ciju, finansi\u0101l\u0101s prognozes, un tas ir viss.  <\/p>\n\n<h2 class=\"wp-block-heading\">Apsv\u0113rumi, atverot bankas kontu Zviedrij\u0101  <\/h2>\n\n<p class=\"wp-block-paragraph\">T\u0101 k\u0101 Zviedrij\u0101 banku darb\u012bba nav tik at\u0161\u0137ir\u012bga, past\u0101v da\u017eas at\u0161\u0137ir\u012bbas, un t\u0101s var b\u016bt tie\u0161i t\u0101s, uz kur\u0101m ir v\u0113rts v\u0113rst uzman\u012bbu. Nelielas papildu lietas, ko banka dara, lai vilin\u0101tu un piesaist\u012btu savu klientu, padar\u012bs to izcil\u0101ku j\u016bsu ac\u012bs, k\u0101 ar\u012b veicin\u0101s j\u016bsu visp\u0101r\u0113jo apmierin\u0101t\u012bbu.  <\/p>\n\n<p class=\"wp-block-paragraph\">Piev\u0113rsiet uzman\u012bbu tam, cik bankas iekas\u0113 par konta uztur\u0113\u0161anu, aizdevumu procentu likm\u0113m, aizdevumu pieejam\u012bbu, apkalpo\u0161anas maksu un citiem izdevumiem, kas var rasties, apkalpojot kontu. P\u0101rbaudiet ar\u012b, k\u0101 darbojas banku pied\u0101v\u0101t\u0101s NetBank iesp\u0113jas. Iesp\u0113jams, da\u017ei no tiem jau nav pietiekami att\u012bst\u012bti vai ir maz\u0101k progres\u012bvi jaunu risin\u0101jumu piel\u0101go\u0161an\u0101.  <\/p>\n\n<h2 class=\"wp-block-heading\">Kred\u012btkartes un debetkartes Zviedrij\u0101  <\/h2>\n\n<p class=\"wp-block-paragraph\">K\u0101 jau min\u0113ts, Zviedrija ir bezskaidras naudas sabiedr\u012bba. Tirgot\u0101ji, iedz\u012bvot\u0101ji un visi pakalpojumu sniedz\u0113ji nepie\u0146ems skaidras naudas maks\u0101jumus. Jums b\u016bs kred\u012btkarte vai debetkarte, kas piesaist\u012bta j\u016bsu bankas kontam. Tie\u0161i \u0161\u012bs kartes j\u016bs izmantosiet ikdien\u0101, kad jums b\u016bs nepiecie\u0161ama skaidra nauda vai b\u016bs j\u0101veic maks\u0101jumi, atkar\u012bb\u0101 no t\u0101, kas notiks.  <\/p>\n\n<p class=\"wp-block-paragraph\">Debeta kartes Zviedrij\u0101 izsniedz komercbankas p\u0113c konta atv\u0113r\u0161anas taj\u0101s. J\u016bs vienk\u0101r\u0161i pas\u016bt\u012bsiet kred\u012btkarti, un t\u0101 tiks apstr\u0101d\u0101ta p\u0113c iesp\u0113jas \u0101tr\u0101k. Ar debetkart\u0113m varat veikt da\u017e\u0101dus dar\u012bjumus, iz\u0146emt vai iemaks\u0101t skaidru naudu bankom\u0101tos vis\u0101 Zviedrij\u0101.  <\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-1024x683.jpg\" alt=\"\" class=\"wp-image-3030\" srcset=\"https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-1024x683.jpg 1024w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-300x200.jpg 300w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-768x512.jpg 768w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-1536x1024.jpg 1536w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/rupixen-com-Q59HmzK38eQ-unsplash-1-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\">\u0160odien Zviedrij\u0101 veikali veicina nor\u0113\u0137inus ar bezkontakta kart\u0113m. Ar bezkontakta kart\u0113m j\u016bs vienk\u0101r\u0161i turat karti virs skenera, un tas re\u0123istr\u0113 skaidras naudas no\u0146em\u0161anu no j\u016bsu konta. \u0160\u012bs kartes tiks pie\u0146emtas veikalos, muzejos, restor\u0101nos un cit\u0101s nor\u0113\u0137inu viet\u0101s.  <\/p>\n\n<p class=\"wp-block-paragraph\">Kred\u012btkartes Zviedrij\u0101 izdod bankas, k\u0101 ar\u012b citas re\u0123istr\u0113tas finan\u0161u iest\u0101des. Tom\u0113r ir labi izlemt, vai jums ir nepiecie\u0161ama priek\u0161apmaksas kred\u012btkarte vai kred\u012btkarte, kas piesaist\u012bta j\u016bsu kontam (p\u0113capmaksas kred\u012btkarte).  <\/p>\n\n<p class=\"wp-block-paragraph\">Priek\u0161apmaksas kred\u012btkartes ir viegl\u0101k p\u0101rvald\u012bt, jo ar to uztur\u0113\u0161anu ir maz\u0101k pap\u012bru. Ar\u012b priek\u0161apmaksas kartes ir viegli ieg\u016bt. Ar Zviedrijas bankas kontu ir viegli darboties ar kred\u012btkarti, nemaks\u0101jot nek\u0101das starptautisk\u0101s komisijas maksas. Svar\u012bgi ir ar\u012b p\u0101rbaud\u012bt kred\u012btiest\u0101des profilu, k\u0101 ar\u012b noteikumus un nosac\u012bjumus. Pirms izlemt, kuru kred\u012btkartes izdev\u0113ju izv\u0113l\u0113ties, ir lab\u0101k visu r\u016bp\u012bgi p\u0101rbaud\u012bt, jo lab\u0101k ir lab\u0101k b\u016bt dro\u0161am, nek\u0101 no\u017e\u0113lot. Nekav\u0113joties sal\u012bdziniet kred\u012btkartes Zviedrij\u0101.  <\/p>\n\n<h2 class=\"wp-block-heading\">\u0100rvalstu kartes Zviedrij\u0101<\/h2>\n\n<p class=\"wp-block-paragraph\">Tom\u0113r Zviedrij\u0101 ir pie\u0146emamas liel\u0101k\u0101s kred\u012btkartes \u0101rpus Zviedrijas. Kred\u012btkartes var izmantot bank\u0101s, viesn\u012bc\u0101s, veikalos un restor\u0101nos. Tos var izmantot ar\u012b taksometru, automa\u0161\u012bnu nomai un ce\u013cojuma bi\u013ce\u0161u ieg\u0101dei. Var b\u016bt da\u017ei ierobe\u017eojumi, kas saist\u012bti ar American Express izmanto\u0161anu.  <\/p>\n\n<p class=\"wp-block-paragraph\">Izmaksas, kas rodas, izmantojot kred\u012btkarti Zviedrij\u0101, ir atkar\u012bgas no l\u012bguma, ko esat nosl\u0113dzis ar kartes izdev\u0113ju re\u0123istr\u0101cijas br\u012bd\u012b. Vairum\u0101 gad\u012bjumu kred\u012btkartes izmanto\u0161ana \u0101rpus t\u0101s valsts, kur\u0101 t\u0101 izdota, ir saist\u012bta ar zin\u0101miem maks\u0101jumiem, par kuriem jums vienm\u0113r ir j\u0101zina.  <\/p>\n\n<h2 class=\"wp-block-heading\">Mobilie maks\u0101jumi Zviedrij\u0101<\/h2>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"http:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-3029\" srcset=\"https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-1024x683.jpg 1024w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-300x200.jpg 300w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-768x512.jpg 768w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-1536x1024.jpg 1536w, https:\/\/scandinavia.life\/wp-content\/uploads\/2021\/02\/jonas-leupe-XL1YpEnVLb0-unsplash-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p class=\"wp-block-paragraph\">Mobil\u0101s maks\u0101jumu sist\u0113mas integr\u0101cija, kas ir saist\u012bta ar personas bankas kontu, ir viens no svar\u012bg\u0101kajiem jaunin\u0101jumiem, ko p\u0113d\u0113j\u0101 laik\u0101 D\u0101nij\u0101 ir ieviesu\u0161as bankas. Lai to izmantotu, jums, protams, b\u016bs nepiecie\u0161ams <a href=\"https:\/\/scandinavia.life\/lv\/mobilo-sakaru-abonesana-zviedrija\/\">mobilais abonements<\/a>. Izmantojot mobilo lietotni Swish, varat vienk\u0101r\u0161i sken\u0113t maks\u0101juma kodu, un nauda tiek atskait\u012bta tie\u0161i no j\u016bsu bankas konta. Vienk\u0101r\u0161i lejupiel\u0101d\u0113jiet lietotni no Play veikala vai AppStore, instal\u0113jiet to un piel\u0101gojiet, izmantojot savu bankas ID, kas ir saist\u012bts ar j\u016bsu soci\u0101l\u0101 nodro\u0161in\u0101juma numuru (SSN).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zviedrija, t\u0101pat k\u0101 citas Skandin\u0101vijas valstis, ir progres\u012bva banku darb\u012bbas efektivit\u0101tes jom\u0101. Banku nozarei ir \u013coti liela noz\u012bme valsts finan\u0161u tirgus uzraudz\u012bb\u0101. T\u0101p\u0113c visas re\u0123istr\u0113t\u0101s bankas vienm\u0113r str\u0101d\u0101 visu diennakti, lai nodro\u0161in\u0101tu, ka t\u0101s sniedz lab\u0101kos pakalpojumus klientu \u0113rt\u012bb\u0101m. Viesojoties Zviedrij\u0101, j\u016bs p\u0101rsteigs fakts, ka bezskaidras naudas dar\u012bjumi ir ikdieni\u0161\u0137a par\u0101d\u012bba. Reti atrad\u012bsiet vietas, kur<\/p>\n","protected":false},"author":1,"featured_media":16844,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1552,1550,1568],"tags":[1559,1657,14861,1556,14881],"class_list":["post-25533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banku-darbiba","category-dzivo","category-zviedrija","tag-bankas","tag-bankas-konts","tag-debetkartes","tag-kreditkartes","tag-mobilais-maksajums"],"_links":{"self":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/25533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/comments?post=25533"}],"version-history":[{"count":2,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/25533\/revisions"}],"predecessor-version":[{"id":126487,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/25533\/revisions\/126487"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/media\/16844"}],"wp:attachment":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/media?parent=25533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/categories?post=25533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/tags?post=25533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}