{"id":75279,"date":"2022-08-23T10:03:42","date_gmt":"2022-08-23T10:03:42","guid":{"rendered":"http:\/\/scandinavia.life\/paskaidrojumi-par-majokla-apdrosinasanu-norvegija\/"},"modified":"2024-03-10T20:10:40","modified_gmt":"2024-03-10T20:10:40","slug":"paskaidrojumi-par-majokla-apdrosinasanu-norvegija","status":"publish","type":"post","link":"https:\/\/scandinavia.life\/lv\/paskaidrojumi-par-majokla-apdrosinasanu-norvegija\/","title":{"rendered":"Paskaidrojumi par m\u0101jok\u013ca apdro\u0161in\u0101\u0161anu Norv\u0113\u0123ij\u0101"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ja esat Norv\u0113\u0123ij\u0101 dz\u012bvojo\u0161s \u0101rzemnieks, iesp\u0113jams, j\u016bs interes\u0113, k\u0101da veida m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana jums ir nepiecie\u0161ama. Norv\u0113\u0123ij\u0101 m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana nav oblig\u0101ta, ta\u010du t\u0101 ir \u013coti ieteicama. Izv\u0113loties m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas polisi, j\u0101\u0146em v\u0113r\u0101 vair\u0101ki aspekti, piem\u0113ram, k\u0101ds seguma veids jums ir nepiecie\u0161ams un k\u0101ds ir j\u016bsu bud\u017eets.<\/p>\n\n<p class=\"wp-block-paragraph\">Viens no svar\u012bg\u0101kajiem aspektiem, kas j\u0101\u0146em v\u0113r\u0101, izv\u0113loties m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas polisi, ir tas, k\u0101da veida segums jums ir nepiecie\u0161ams. Norv\u0113\u0123ij\u0101 ir tr\u012bs galvenie m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas veidi: \u012bpa\u0161uma apdro\u0161in\u0101\u0161ana, \u0113ku apdro\u0161in\u0101\u0161ana un kombin\u0113t\u0101 apdro\u0161in\u0101\u0161ana. M\u0101jok\u013ca satura apdro\u0161in\u0101\u0161ana attiecas uz m\u0101jok\u013ca saturu, piem\u0113ram, m\u0113bel\u0113m, sadz\u012bves tehniku un ap\u0123\u0113rbu. \u0112ku apdro\u0161in\u0101\u0161ana attiecas uz m\u0101jas konstrukciju, piem\u0113ram, sien\u0101m, jumtu un pamatiem. Kombin\u0113t\u0101 apdro\u0161in\u0101\u0161ana sedz gan m\u0101jas saturu, gan konstrukciju.<\/p>\n\n<p class=\"wp-block-paragraph\">V\u0113l viena lieta, kas j\u0101\u0146em v\u0113r\u0101, izv\u0113loties m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas polisi, ir j\u016bsu bud\u017eets. M\u0101jok\u013ca apdro\u0161in\u0101\u0161anas poli\u0161u cenas var iev\u0113rojami at\u0161\u0137irties, t\u0101p\u0113c ir svar\u012bgi atrast t\u0101du, kas atbilst j\u016bsu bud\u017eetam. Ir vair\u0101ki veidi, k\u0101 ietaup\u012bt naudu par m\u0101jok\u013ca apdro\u0161in\u0101\u0161anu, piem\u0113ram, apvienojot polisi ar citiem apdro\u0161in\u0101\u0161anas veidiem, piem\u0113ram, automa\u0161\u012bnas vai dz\u012bv\u012bbas apdro\u0161in\u0101\u0161anu.<\/p>\n\n<p class=\"wp-block-paragraph\">Ja mekl\u0113jat m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas polisi, kas atbilst j\u016bsu vajadz\u012bb\u0101m un bud\u017eetam, pirms l\u0113muma pie\u0146em\u0161anas sal\u012bdziniet da\u017e\u0101das polises.<\/p>\n\n<h2 class=\"wp-block-heading\">M\u0101jok\u013ca apdro\u0161in\u0101\u0161anas veidi<\/h2>\n\n<p class=\"wp-block-paragraph\">M\u0101jok\u013ca apdro\u0161in\u0101\u0161ana ir apdro\u0161in\u0101\u0161anas veids, kas sedz zaud\u0113jumus j\u016bsu \u012bpa\u0161umam un mantai, k\u0101 ar\u012b personisko atbild\u012bbu. Norv\u0113\u0123ij\u0101 t\u0101 nav oblig\u0101ta, bet ir \u013coti ieteicama. Past\u0101v tr\u012bs galvenie m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas veidi: \u012bpa\u0161uma apdro\u0161in\u0101\u0161ana, \u0113ku apdro\u0161in\u0101\u0161ana un kombin\u0113t\u0101 apdro\u0161in\u0101\u0161ana.<\/p>\n\n<p class=\"wp-block-paragraph\">M\u0101jok\u013ca satura apdro\u0161in\u0101\u0161ana attiecas uz m\u0101jok\u013ca saturu, piem\u0113ram, m\u0113bel\u0113m, sadz\u012bves tehniku un ap\u0123\u0113rbu. \u0112ku apdro\u0161in\u0101\u0161ana attiecas uz m\u0101jas konstrukciju, piem\u0113ram, sien\u0101m, jumtu un pamatiem. Kombin\u0113t\u0101 apdro\u0161in\u0101\u0161ana sedz gan m\u0101jas saturu, gan konstrukciju.<\/p>\n\n<p class=\"wp-block-paragraph\">Ja m\u0101jokli \u012br\u0113jat, parasti pietiek ar \u012bpa\u0161uma apdro\u0161in\u0101\u0161anu. Tom\u0113r, ja jums pieder m\u0101joklis, jums vajadz\u0113tu apsv\u0113rt kombin\u0113to apdro\u0161in\u0101\u0161anu.<\/p>\n\n<h2 class=\"wp-block-heading\">M\u0101jok\u013ca apdro\u0161in\u0101\u0161ana pret ce\u013cojumu apdro\u0161in\u0101\u0161anu<\/h2>\n\n<p class=\"wp-block-paragraph\">M\u0101jok\u013ca apdro\u0161in\u0101\u0161ana nav tas pats, kas ce\u013cojumu apdro\u0161in\u0101\u0161ana. M\u0101jok\u013ca apdro\u0161in\u0101\u0161ana sedz j\u016bsu \u012bpa\u0161uma un satura boj\u0101jumus, k\u0101 ar\u012b personisko atbild\u012bbu. Ce\u013cojumu apdro\u0161in\u0101\u0161ana sedz ar ce\u013cojumu saist\u012btus izdevumus, piem\u0113ram, medic\u012bniskos izdevumus un bag\u0101\u017eas nozaud\u0113\u0161anu. Ja dodaties ce\u013cojum\u0101, apsveriet iesp\u0113ju ieg\u0101d\u0101ties ce\u013cojuma apdro\u0161in\u0101\u0161anu.<\/p>\n\n<h2 class=\"wp-block-heading\">Ko sedz m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana?<\/h2>\n\n<p class=\"wp-block-paragraph\">Apdro\u0161in\u0101\u0161ana sedz j\u016bsu \u012bpa\u0161uma un satura boj\u0101jumus, k\u0101 ar\u012b personisko atbild\u012bbu.<\/p>\n\n<p class=\"wp-block-paragraph\">J\u016bsu \u012bpa\u0161uma boj\u0101jumi: Ja j\u016bsu \u012bpa\u0161umam ir nodar\u012bti boj\u0101jumi ugunsgr\u0113ka, z\u0101dz\u012bbas, vand\u0101lisma vai dabas stihiju d\u0113\u013c, jums var segt m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana.<\/p>\n\n<p class=\"wp-block-paragraph\">Personisk\u0101 atbild\u012bba: Ja j\u016bsu \u012bpa\u0161umam tiek nodar\u012bts kait\u0113jums k\u0101da cita cilv\u0113ka neuzman\u012bbas d\u0113\u013c, j\u016bs varat sa\u0146emt apdro\u0161in\u0101\u0161anas segumu no m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas.<\/p>\n\n<h2 class=\"wp-block-heading\">K\u0101 darbojas m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana?<\/h2>\n\n<p class=\"wp-block-paragraph\">Parasti m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana sedz \u012bpa\u0161uma un satura boj\u0101jumus, k\u0101 ar\u012b personisko atbild\u012bbu.<\/p>\n\n<p class=\"wp-block-paragraph\">Piem\u0113ram, ja j\u016bsu m\u0101joklim ir nodar\u012bts ugunsgr\u0113ks, varat sa\u0146emt m\u0101jok\u013ca apdro\u0161in\u0101\u0161anu. Ja k\u0101ds pasl\u012bd un nokr\u012bt j\u016bsu \u012bpa\u0161um\u0101, varat sa\u0146emt apdro\u0161in\u0101\u0161anas segumu no m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas.<\/p>\n\n<h2 class=\"wp-block-heading\">Cik maks\u0101 m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana Norv\u0113\u0123ij\u0101?<\/h2>\n\n<p class=\"wp-block-paragraph\">M\u0101jok\u013ca apdro\u0161in\u0101\u0161anas izmaksas at\u0161\u0137iras atkar\u012bb\u0101 no nepiecie\u0161am\u0101 seguma veida un apjoma. Piem\u0113ram, ja iz\u012br\u0113jat m\u0101jokli, jums var b\u016bt nepiecie\u0161ama tikai \u012bpa\u0161uma apdro\u0161in\u0101\u0161ana. Tom\u0113r, ja jums pieder m\u0101joklis, varat apsv\u0113rt kombin\u0113to apdro\u0161in\u0101\u0161anu.<\/p>\n\n<h2 class=\"wp-block-heading\">Secin\u0101jumi par m\u0101jok\u013ca apdro\u0161in\u0101\u0161anu Norv\u0113\u0123ij\u0101<\/h2>\n\n<p class=\"wp-block-paragraph\">Norv\u0113\u0123ij\u0101 m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana nav oblig\u0101ta, ta\u010du t\u0101 ir \u013coti ieteicama. Past\u0101v tr\u012bs galvenie m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas veidi: \u012bpa\u0161uma apdro\u0161in\u0101\u0161ana, \u0113ku apdro\u0161in\u0101\u0161ana un kombin\u0113t\u0101 apdro\u0161in\u0101\u0161ana. Ja m\u0101jokli \u012br\u0113jat, parasti pietiek ar \u012bpa\u0161uma apdro\u0161in\u0101\u0161anu. Tom\u0113r, ja jums pieder m\u0101joklis, jums vajadz\u0113tu apsv\u0113rt kombin\u0113to apdro\u0161in\u0101\u0161anu.  <\/p>\n\n<p class=\"wp-block-paragraph\">M\u0101jok\u013ca apdro\u0161in\u0101\u0161ana Norv\u0113\u0123ij\u0101 sedz j\u016bsu \u012bpa\u0161uma un satura boj\u0101jumus, k\u0101 ar\u012b personisko atbild\u012bbu. Ja j\u016bsu \u012bpa\u0161umam ir nodar\u012bti boj\u0101jumi ugunsgr\u0113ka, z\u0101dz\u012bbas, vand\u0101lisma vai dabas katastrofu d\u0113\u013c, varat sa\u0146emt m\u0101jok\u013ca apdro\u0161in\u0101\u0161anu. Ja k\u0101ds pasl\u012bd un nokr\u012bt j\u016bsu \u012bpa\u0161um\u0101, varat sa\u0146emt apdro\u0161in\u0101\u0161anas segumu no m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ja esat Norv\u0113\u0123ij\u0101 dz\u012bvojo\u0161s \u0101rzemnieks, iesp\u0113jams, j\u016bs interes\u0113, k\u0101da veida m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana jums ir nepiecie\u0161ama. Norv\u0113\u0123ij\u0101 m\u0101jok\u013ca apdro\u0161in\u0101\u0161ana nav oblig\u0101ta, ta\u010du t\u0101 ir \u013coti ieteicama. Izv\u0113loties m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas polisi, j\u0101\u0146em v\u0113r\u0101 vair\u0101ki aspekti, piem\u0113ram, k\u0101ds seguma veids jums ir nepiecie\u0161ams un k\u0101ds ir j\u016bsu bud\u017eets. Viens no svar\u012bg\u0101kajiem aspektiem, kas j\u0101\u0146em v\u0113r\u0101, izv\u0113loties m\u0101jok\u013ca apdro\u0161in\u0101\u0161anas<\/p>\n","protected":false},"author":1,"featured_media":74027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1639],"tags":[36921,23966,36896,36910],"class_list":["post-75279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-norvegija","tag-apdrosiniet-savu-majokli","tag-majas-apdrosinasana-lv","tag-majoklu-apdrosinasana","tag-norvegijas-apdrosinasanas-sabiedribas"],"_links":{"self":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/75279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/comments?post=75279"}],"version-history":[{"count":1,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/75279\/revisions"}],"predecessor-version":[{"id":131718,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/posts\/75279\/revisions\/131718"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/media\/74027"}],"wp:attachment":[{"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/media?parent=75279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/categories?post=75279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scandinavia.life\/lv\/wp-json\/wp\/v2\/tags?post=75279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}