{"id":96184,"date":"2022-08-23T10:03:42","date_gmt":"2022-08-23T10:03:42","guid":{"rendered":"http:\/\/scandinavia.life\/bao-hiem-nha-o-na-uy-giai-thich\/"},"modified":"2024-03-10T20:15:20","modified_gmt":"2024-03-10T20:15:20","slug":"bao-hiem-nha-o-na-uy-giai-thich","status":"publish","type":"post","link":"https:\/\/scandinavia.life\/vi\/bao-hiem-nha-o-na-uy-giai-thich\/","title":{"rendered":"B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf Na Uy gi\u1ea3i th\u00edch"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1ed1ng \u1edf Na Uy, b\u1ea1n c\u00f3 th\u1ec3 t\u1ef1 h\u1ecfi m\u00ecnh c\u1ea7n lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e0 n\u00e0o. B\u1ea3o hi\u1ec3m nh\u00e0 kh\u00f4ng b\u1eaft bu\u1ed9c \u1edf Na Uy, nh\u01b0ng n\u00f3 \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch m\u1ea1nh m\u1ebd. C\u00f3 m\u1ed9t v\u00e0i \u0111i\u1ec1u c\u1ea7n xem x\u00e9t khi ch\u1ecdn ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e0, ch\u1eb3ng h\u1ea1n nh\u01b0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea1n c\u1ea7n v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n l\u00e0 bao nhi\u00eau.<\/p>\n\n<p class=\"wp-block-paragraph\">M\u1ed9t trong nh\u1eefng \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t c\u1ea7n xem x\u00e9t khi ch\u1ecdn ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e0 l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea1n c\u1ea7n. C\u00f3 ba lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e0 ch\u00ednh \u1edf Na Uy: b\u1ea3o hi\u1ec3m n\u1ed9i dung, b\u1ea3o hi\u1ec3m t\u00f2a nh\u00e0 v\u00e0 b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p. B\u1ea3o hi\u1ec3m n\u1ed9i dung bao g\u1ed3m c\u00e1c n\u1ed9i dung trong nh\u00e0 c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 \u0111\u1ed3 n\u1ed9i th\u1ea5t, thi\u1ebft b\u1ecb v\u00e0 qu\u1ea7n \u00e1o. B\u1ea3o hi\u1ec3m t\u00f2a nh\u00e0 bao g\u1ed3m c\u1ea5u tr\u00fac c\u1ee7a ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 t\u01b0\u1eddng, m\u00e1i nh\u00e0 v\u00e0 n\u1ec1n m\u00f3ng. B\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p bao g\u1ed3m c\u1ea3 n\u1ed9i dung v\u00e0 c\u1ea5u tr\u00fac c\u1ee7a ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n.<\/p>\n\n<p class=\"wp-block-paragraph\">M\u1ed9t \u0111i\u1ec1u kh\u00e1c c\u1ea7n xem x\u00e9t khi ch\u1ecdn ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e0 l\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n l\u00e0 bao nhi\u00eau. C\u00e1c ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e0 c\u00f3 th\u1ec3 kh\u00e1c nhau r\u1ea5t nhi\u1ec1u v\u1ec1 gi\u00e1 c\u1ea3, v\u00ec v\u1eady \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i t\u00ecm m\u1ed9t ch\u00ednh s\u00e1ch ph\u00f9 h\u1ee3p v\u1edbi ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n. C\u00f3 m\u1ed9t s\u1ed1 c\u00e1ch \u0111\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n cho b\u1ea3o hi\u1ec3m nh\u00e0, ch\u1eb3ng h\u1ea1n nh\u01b0 b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p ch\u00ednh s\u00e1ch c\u1ee7a b\u1ea1n v\u1edbi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 b\u1ea3o hi\u1ec3m xe h\u01a1i ho\u1eb7c nh\u00e2n th\u1ecd.<\/p>\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e0 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh, h\u00e3y ch\u1eafc ch\u1eafn so s\u00e1nh c\u00e1c ch\u00ednh s\u00e1ch kh\u00e1c nhau tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh.<\/p>\n\n<h2 class=\"wp-block-heading\">C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e0<\/h2>\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m nh\u00e0 l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea3o hi\u1ec3m cho b\u1ea1n v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n v\u00e0 n\u1ed9i dung c\u1ee7a b\u1ea1n, c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n. N\u00f3 kh\u00f4ng b\u1eaft bu\u1ed9c \u1edf Na Uy, nh\u01b0ng n\u00f3 \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch m\u1ea1nh m\u1ebd. C\u00f3 ba lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e0 ch\u00ednh: b\u1ea3o hi\u1ec3m n\u1ed9i dung, b\u1ea3o hi\u1ec3m t\u00f2a nh\u00e0 v\u00e0 b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p.<\/p>\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m n\u1ed9i dung bao g\u1ed3m c\u00e1c n\u1ed9i dung trong nh\u00e0 c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 \u0111\u1ed3 n\u1ed9i th\u1ea5t, thi\u1ebft b\u1ecb v\u00e0 qu\u1ea7n \u00e1o. B\u1ea3o hi\u1ec3m t\u00f2a nh\u00e0 bao g\u1ed3m c\u1ea5u tr\u00fac c\u1ee7a ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n, ch\u1eb3ng h\u1ea1n nh\u01b0 t\u01b0\u1eddng, m\u00e1i nh\u00e0 v\u00e0 n\u1ec1n m\u00f3ng. B\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p bao g\u1ed3m c\u1ea3 n\u1ed9i dung v\u00e0 c\u1ea5u tr\u00fac c\u1ee7a ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n.<\/p>\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang thu\u00ea nh\u00e0 c\u1ee7a b\u1ea1n, b\u1ea3o hi\u1ec3m n\u1ed9i dung th\u01b0\u1eddng l\u00e0 \u0111\u1ee7. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n s\u1edf h\u1eefu nh\u00e0 c\u1ee7a m\u00ecnh, b\u1ea1n n\u00ean xem x\u00e9t b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m nh\u00e0 so v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch<\/h2>\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m cho ng\u00f4i nh\u00e0 c\u1ee7a b\u1ea1n kh\u00f4ng gi\u1ed1ng nh\u01b0 b\u1ea3o hi\u1ec3m du l\u1ecbch. B\u1ea3o hi\u1ec3m nh\u00e0 chi tr\u1ea3 cho b\u1ea1n v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n v\u00e0 n\u1ed9i dung c\u1ee7a b\u1ea1n, c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n. B\u1ea3o hi\u1ec3m du l\u1ecbch chi tr\u1ea3 cho b\u1ea1n c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn du l\u1ecbch, ch\u1eb3ng h\u1ea1n nh\u01b0 chi ph\u00ed y t\u1ebf v\u00e0 h\u00e0nh l\u00fd th\u1ea5t l\u1ea1c. N\u1ebfu b\u1ea1n \u0111ang \u0111i du l\u1ecbch, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc mua b\u1ea3o hi\u1ec3m du l\u1ecbch.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m nh\u00e0 bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m chi tr\u1ea3 cho b\u1ea1n v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n v\u00e0 n\u1ed9i dung c\u1ee7a b\u1ea1n, c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n.<\/p>\n\n<p class=\"wp-block-paragraph\">Thi\u1ec7t h\u1ea1i cho t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n: N\u1ebfu t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n b\u1ecb h\u01b0 h\u1ea1i do h\u1ecfa ho\u1ea1n, tr\u1ed9m c\u1eafp, ph\u00e1 ho\u1ea1i ho\u1eb7c thi\u00ean tai, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0.<\/p>\n\n<p class=\"wp-block-paragraph\">Tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n: N\u1ebfu t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n b\u1ecb h\u01b0 h\u1ecfng do s\u01a1 su\u1ea5t c\u1ee7a ng\u01b0\u1eddi kh\u00e1c, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m nh\u00e0 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n\n<p class=\"wp-block-paragraph\">Th\u00f4ng th\u01b0\u1eddng, b\u1ea3o hi\u1ec3m nh\u00e0 chi tr\u1ea3 cho b\u1ea1n v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n v\u00e0 n\u1ed9i dung c\u1ee7a b\u1ea1n, c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n.<\/p>\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5, n\u1ebfu nh\u00e0 c\u1ee7a b\u1ea1n b\u1ecb h\u01b0 h\u1ea1i do h\u1ecfa ho\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0. N\u1ebfu ai \u0111\u00f3 tr\u01b0\u1ee3t ch\u00e2n v\u00e0 ng\u00e3 v\u00e0o t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0.<\/p>\n\n<h2 class=\"wp-block-heading\">Chi ph\u00ed b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf Na Uy l\u00e0 bao nhi\u00eau?<\/h2>\n\n<p class=\"wp-block-paragraph\">Chi ph\u00ed b\u1ea3o hi\u1ec3m nh\u00e0 kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea1n c\u1ea7n v\u00e0 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m b\u1ea1n mu\u1ed1n. V\u00ed d\u1ee5: n\u1ebfu b\u1ea1n \u0111ang thu\u00ea nh\u00e0, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ec9 c\u1ea7n b\u1ea3o hi\u1ec3m \u0111\u1ed3 \u0111\u1ea1c. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n s\u1edf h\u1eefu nh\u00e0 c\u1ee7a m\u00ecnh, b\u1ea1n c\u00f3 th\u1ec3 mu\u1ed1n xem x\u00e9t b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p.<\/p>\n\n<h2 class=\"wp-block-heading\">K\u1ebft lu\u1eadn v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf Na Uy<\/h2>\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m nh\u00e0 kh\u00f4ng b\u1eaft bu\u1ed9c \u1edf Na Uy, nh\u01b0ng n\u00f3 \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch m\u1ea1nh m\u1ebd. C\u00f3 ba lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e0 ch\u00ednh: b\u1ea3o hi\u1ec3m n\u1ed9i dung, b\u1ea3o hi\u1ec3m t\u00f2a nh\u00e0 v\u00e0 b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p. N\u1ebfu b\u1ea1n \u0111ang thu\u00ea nh\u00e0 c\u1ee7a b\u1ea1n, b\u1ea3o hi\u1ec3m n\u1ed9i dung th\u01b0\u1eddng l\u00e0 \u0111\u1ee7. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n s\u1edf h\u1eefu nh\u00e0 c\u1ee7a m\u00ecnh, b\u1ea1n n\u00ean xem x\u00e9t b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p.  <\/p>\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf Na Uy b\u1ea3o hi\u1ec3m cho b\u1ea1n v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n v\u00e0 n\u1ed9i dung c\u1ee7a b\u1ea1n, c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n. N\u1ebfu t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n b\u1ecb h\u01b0 h\u1ea1i do h\u1ecfa ho\u1ea1n, tr\u1ed9m c\u1eafp, ph\u00e1 ho\u1ea1i ho\u1eb7c thi\u00ean tai, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0. N\u1ebfu ai \u0111\u00f3 tr\u01b0\u1ee3t ch\u00e2n v\u00e0 ng\u00e3 v\u00e0o t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1ed1ng \u1edf Na Uy, b\u1ea1n c\u00f3 th\u1ec3 t\u1ef1 h\u1ecfi m\u00ecnh c\u1ea7n lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e0 n\u00e0o. B\u1ea3o hi\u1ec3m nh\u00e0 kh\u00f4ng b\u1eaft bu\u1ed9c \u1edf Na Uy, nh\u01b0ng n\u00f3 \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch m\u1ea1nh m\u1ebd. C\u00f3 m\u1ed9t v\u00e0i \u0111i\u1ec1u c\u1ea7n xem x\u00e9t khi ch\u1ecdn ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m nh\u00e0, ch\u1eb3ng h\u1ea1n nh\u01b0<\/p>\n","protected":false},"author":1,"featured_media":74037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24256],"tags":[40318,40295,26889,40308],"class_list":["post-96184","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-na-uy","tag-bao-dam-ngoi-nha-cua-ban","tag-bao-hiem-cho-ngoi-nha","tag-bao-hiem-nha-o","tag-cong-ty-bao-hiem-nauy"],"_links":{"self":[{"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/posts\/96184","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/comments?post=96184"}],"version-history":[{"count":1,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/posts\/96184\/revisions"}],"predecessor-version":[{"id":132143,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/posts\/96184\/revisions\/132143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/media\/74037"}],"wp:attachment":[{"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/media?parent=96184"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/categories?post=96184"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scandinavia.life\/vi\/wp-json\/wp\/v2\/tags?post=96184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}